Financial Arrangements

Insurance:

Dental insurance is intended to cover some, but not all of the cost of your dental care. Most plans include coinsurance provisions, a deductible, and certain other expenses which must be paid by the patient at the time of services. Reimbursement amounts are not, and never have been, a guideline for quality care.

We accept most major insurance plans. Our Financial Coordinator will gladly assist you in determining which insurance plans we cover and estimate your co-payment amount. We do not accept any HMO's or Medicare.

Payment:

For our insurance patients, all patient co-payments are due in full at time of service. We will process and file all insurance claims for patients, with payment being sent directly to our office. Please bring your insurance plan information with you on your first visit. We will work with you to ensure that you receive the maximum benefits to which you are entitled. For our clients without insurance coverage, payment in full is due at time of service. For your convenience, we offer several payment options:

• Cash or Personal Check
• Credit Card - We accept MasterCard, Visa and Discover.
• CareCredit is a quick, convenient, no initial payment, low monthly payment plan for dental treatments of $100 to $25,000. Call our Financial Coordinator for details and an application.

As a service to our patients, we are pleased to offer the CareCredit card, the nation's leading patient payment program. With CareCredit you can finance 100% of your dental care and there are no upfront costs, no annual fees, and no pre-payment penalties. So, you can begin your treatment today and conveniently pay with low, monthly payments.

CareCredit offers a full range of payment plans so you can find one that works best for you. With the popular No Interest Payment Plans* there are no interest charges if you pay your balance in full within the specified time period. Monthly payments can be as low as 3% of your balance. For procedure fees from $1,500 to $25,000, CareCredit offers 24, 36, or 48 month plan options with low monthly payments available.

• 3, 6, & 12 month plan options (Click for Details)
• No interest if the balance is paid within the specified time period
• Low minimum monthly payments

If you have any questions about your insurance plan or payment options, please call any of our staff at (804) 751-0146.